MUTUA, KIMANTHI: OKETCH, HENRY: BANDA, MOSES: MARU TERESA: OBUYA, MARCELINE IT DID NOT HAPPEN OVERNIGHT: THE HISTORY OF GROUP-BASWS CREDIT PROGRA MMMES IN - K-REP NAIROBI 1988 ISBN: 9966-893-12-1 LC Class. No.: HG 178.3 / B73 1988